Incontinence
Incontinence Supplies, Covered by Insurance
Adult diapers, briefs, pull-ons, bladder pads, and underpads, a covered benefit under most New York Medicaid and managed care plans, delivered in plain boxes across the five boroughs, Long Island, Westchester, Putnam County, Dutchess County including Poughkeepsie, and all of New York.

Key takeaways
- We verify your current benefits and provide an estimate of your expected out-of-pocket cost before shipment. Benefit information is not a guarantee of payment; final coverage and patient responsibility are determined when your plan processes the claim.
- 1 incontinence bundles available, billed to Medicare, New York Medicaid, and major commercial plans.
- Same-day benefit verification, with your expected out-of-pocket sent to you in writing before anything ships.
- Delivery across the five boroughs, Long Island, Westchester, Putnam County, Dutchess County including Poughkeepsie, and all of New York. Eligible supplies can be shipped statewide. Items requiring measurement, customization, fitting, or adjustment are handled through an in-person delivery or fitting process.
What we offer
Adult diapers and incontinence supplies covered by Medicaid
Incontinence Supplies & Resupplies (briefs, underpads, wipes, skin care delivered together)
Adult briefs or pull-ons in your size, bladder pads, and disposable underpads, sized and adjusted with you and shipped in unmarked boxes. Cleansing wipes and skin barrier products can ship with the same order, but they are covered separately and are not always a covered benefit, we tell you which items your plan includes and price the rest before you decide.
Coverage explained
How the Medicaid diaper program works
Original Medicare Part B does not cover adult briefs, pull-ons, pads, or underpads. New York Medicaid, Medicaid managed care, and many Medicare Advantage and waiver programs do cover them with a practitioner's order, subject to quantity limits. Under NY Medicaid a $1 copayment per covered supply item can apply, with exemptions for certain members, and current limits are generally up to 250 diapers and/or liners and up to 150 disposable underpads per 30 days based on the practitioner's order; higher quantities require prior approval and supporting documentation.
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We confirm which plan pays
Original Medicare does not pay for these supplies. If you have Medicaid, primary or secondary, or a Medicare Advantage plan with an OTC or supply benefit, that is the benefit we bill. We verify your current benefits and provide an estimate of your expected out-of-pocket cost before shipment. Benefit information is not a guarantee of payment; final coverage and patient responsibility are determined when your plan processes the claim.
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Prescription and diagnosis
Plans require a prescription and a documented diagnosis such as urinary or bowel incontinence, often tied to an underlying condition. We request it from your provider.
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Quantity limits and copayments
NY Medicaid limits are generally up to 250 diapers and/or liners and up to 150 disposable underpads per 30 days, set by the practitioner's order, with higher quantities requiring prior approval and documentation. A $1 copayment per covered supply item can apply under NY Medicaid, with exemptions for certain members. We help you pick the mix that gets you through the month and request an increase when the ordered quantity needs to be higher.
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Discreet delivery, confirmed each cycle
Supplies arrive in plain boxes with no product names on the outside. We track when you may be eligible for a refill and contact you before each cycle. Nothing ships until you or your representative confirms that it is needed.
What patients typically pay
We verify your current benefits and provide an estimate of your expected out-of-pocket cost before shipment. Benefit information is not a guarantee of payment; final coverage and patient responsibility are determined when your plan processes the claim.
Want the specifics for your plan? Read how our insurance process works or check your coverage.
Why Medically Modern
Why patients choose Medically Modern for incontinence
Dignity is the product here. Plain packaging, a coordinator who doesn't make it awkward, and sizing help so you're not managing leaks with the wrong product.
In-network with all major insurances
Medicare, Medicaid, and the major commercial carriers. We verify your current benefits and provide an estimate of your expected out-of-pocket cost before shipment. Benefit information is not a guarantee of payment; final coverage and patient responsibility are determined when your plan processes the claim.
White-glove, high-touch service
A named care coordinator who contacts your doctor's office and handles prior authorization. We support or submit an appeal where permitted and authorized. You never sit on hold chasing paperwork.
Sizing help, discreet packaging, patient-confirmed refills
A coordinator sizes the product with you so leaks stop instead of stacking products, everything ships in plain boxes with no product names outside, and we contact you before each cycle rather than shipping on our own schedule.
Incontinence covered by the plans we bill every day
- Medicare A&B
- NY Medicaid
- Aetna
- Humana
- Fidelis
- NYSHIP Empire
- Anthem BCBS
- MagnaCare
- UnitedHealthcare
Participation varies by plan and product, we verify your specific plan before anything ships.
Plus most regional Medicaid, Medicare Advantage, and commercial plans. Not sure? We'll check for you.
Incontinence FAQ
Medicaid incontinence supply questions
Official coverage sources
Read the payer rules directly, then let us verify what your own plan allows.
See what your plan covers for incontinence
Two minutes now saves weeks of phone calls later. We verify your benefits and follow up within one business day.
Check My CoverageTakes about 2 minutes.
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Explore all nine categories
One supplier, nine insurance-covered product lines.