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MedicallyModern

Home Medical Equipment & Safety

Hospital Beds & Home Medical Equipment, Covered by Insurance

Often yes, when the payer's documentation requirements are met. Hospital beds, shower chairs, grab bars, transfer benches, bedside commodes, and daily living aids, delivered and set up in homes across the five boroughs, Long Island, Westchester, Putnam County, Dutchess County including Poughkeepsie, and all of New York.

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Adjustable hospital bed covered by Medicare with bathroom grab bars in a bright home bedroom

Key takeaways

  • After the Part B deductible, patients generally owe 20% of the Medicare-approved amount unless secondary coverage pays it. Bath safety items vary widely by plan. We verify your current benefits and provide an estimate of your expected out-of-pocket cost before shipment. Benefit information is not a guarantee of payment; final coverage and patient responsibility are determined when your plan processes the claim.
  • 4 home medical equipment & safety bundles available, billed to Medicare, New York Medicaid, and major commercial plans.
  • Same-day benefit verification, with your expected out-of-pocket sent to you in writing before anything ships.
  • Delivery across the five boroughs, Long Island, Westchester, Putnam County, Dutchess County including Poughkeepsie, and all of New York. Eligible supplies can be shipped statewide. Items requiring measurement, customization, fitting, or adjustment are handled through an in-person delivery or fitting process.

What we offer

Hospital beds and home safety equipment covered by Medicare

  • Hospital Beds & Accessories

    Semi-electric and full-electric beds with rails, trapeze bars, and pressure-relief mattresses for patients who need positioning help to breathe, heal, or transfer safely.

  • Bath Safety & Transfer Equipment

    Shower chairs, tub transfer benches, grab bars, raised toilet seats, and transfer boards, the equipment that prevents the fall that starts everything else.

  • Bedside Commodes

    Stationary and drop-arm commodes for patients who can't reach a bathroom safely at night, including pails and liners.

  • Daily Living Aids

    Reachers, dressing aids, sock aids, long-handled sponges, and adaptive utensils that restore independence after surgery or with limited range of motion.

Coverage explained

Medicare guidelines for a hospital bed at home

Coverage here splits into two buckets, and knowing which is which saves you money. Hospital beds and commodes are classic Part B durable medical equipment. Some bath items are considered convenience or comfort items by Medicare but are covered by many Medicaid and commercial plans.

  1. 1

    Documented medical need

    For a hospital bed, your physician documents a condition requiring positioning, for example heart or respiratory disease, or the need for traction or frequent repositioning.

  2. 2

    We tell you what's covered before you commit

    If your plan won't cover a shower chair, we say so upfront and quote you a fair cash price rather than billing you after the fact.

  3. 3

    Delivery and in-home setup

    Beds are delivered, assembled, and demonstrated. Grab bars and benches arrive ready to install with clear guidance.

  4. 4

    Rental vs. purchase

    Hospital beds are typically capped rentals. We manage the monthly claims so the equipment stays with you as long as it's needed.

What patients typically pay

After the Part B deductible, patients generally owe 20% of the Medicare-approved amount unless secondary coverage pays it. Bath safety items vary widely by plan. We verify your current benefits and provide an estimate of your expected out-of-pocket cost before shipment. Benefit information is not a guarantee of payment; final coverage and patient responsibility are determined when your plan processes the claim.

Want the specifics for your plan? Read how our insurance process works or check your coverage.

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Why Medically Modern

Why patients choose Medically Modern for home medical equipment & safety

Most patients come to us after a hospital discharge, on a deadline. We move fast, we set the equipment up correctly, and we tell you honestly which items insurance won't pay for.

  • In-network with all major insurances

    Medicare, Medicaid, and the major commercial carriers. We verify your current benefits and provide an estimate of your expected out-of-pocket cost before shipment. Benefit information is not a guarantee of payment; final coverage and patient responsibility are determined when your plan processes the claim.

  • White-glove, high-touch service

    A named care coordinator who contacts your doctor's office and handles prior authorization. We support or submit an appeal where permitted and authorized. You never sit on hold chasing paperwork.

  • Discharge coordination and in-home setup

    Tell us the discharge date and we work backward from it with the hospital or care manager, then deliver, assemble, and demonstrate the equipment in the room where it will be used.

Home Medical Equipment & Safety covered by the plans we bill every day

  • Medicare A&B
  • NY Medicaid
  • Aetna
  • Humana
  • Fidelis
  • NYSHIP Empire
  • Anthem BCBS
  • MagnaCare
  • UnitedHealthcare

Participation varies by plan and product, we verify your specific plan before anything ships.

Plus most regional Medicaid, Medicare Advantage, and commercial plans. Not sure? We'll check for you.

Home Medical Equipment & Safety FAQ

Hospital bed and home safety coverage questions

Official coverage sources

Read the payer rules directly, then let us verify what your own plan allows.

Yes. Medicare Part B covers semi-electric hospital beds when a physician documents a medical condition requiring positioning that a standard bed cannot provide, for example heart or respiratory disease, or the need for traction or frequent repositioning.

Your physician must document the qualifying condition, why an ordinary bed will not work, and the features needed, head elevation, height adjustment, side rails, or a pressure-relief mattress. Full-electric beds are usually considered a convenience upgrade, so we quote that difference upfront.

Hospital beds are capped rentals: Medicare pays 80% of the monthly allowable after your deductible, and the bed stays with you as long as it is medically needed. We manage the monthly claims so nothing lapses.

Medicare generally treats shower chairs and grab bars as comfort items and does not cover them, but many New York Medicaid and Medicare Advantage plans do. Bedside commodes are covered under Part B.

It depends on your plan. We check your specific benefits and, if it isn't covered, quote a transparent cash price rather than billing you a surprise balance.

Yes. We deliver, assemble and demonstrate beds and safety equipment in homes across the five boroughs, Long Island, Westchester, Putnam County, Poughkeepsie, and all of New York, then follow up to confirm the setup works in your space.

Often within 24 to 72 hours once we have the prescription and documentation. Tell us your discharge date on the coverage form and we prioritize it.

See what your plan covers for home medical equipment & safety

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Other ways we help

Explore all nine categories

One supplier, nine insurance-covered product lines.